.desk-section{background:#eee9e1;padding-bottom:95px}.desk-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px}.desk-lane{display:flex;flex-direction:column;min-height:300px;padding:22px;background:var(--white);border:1px solid #ddd5c9;color:var(--ink);text-decoration:none;transition:transform .2s,box-shadow .2s}.desk-lane:hover{transform:translateY(-5px);box-shadow:0 16px 26px rgba(38,31,20,.1)}.desk-lane-dark{background:var(--ink);color:var(--white);border-color:var(--ink)}.desk-number{font-size:10px;letter-spacing:.16em;color:#8d8476}.desk-icon{display:flex;align-items:center;justify-content:center;width:58px;height:58px;border:1px solid var(--gold);border-radius:50%;font-family:var(--serif);font-size:30px;color:var(--gold);margin:28px 0}.desk-lane h3{font-family:var(--serif);font-size:26px;font-weight:400;letter-spacing:-.04em;line-height:1.05;margin:0 0 11px}.desk-lane p{color:#736c61;font-size:13px;line-height:1.45;margin:0}.desk-lane-dark p{color:#bcb4a8}.desk-cta{font-size:11px;font-weight:800;margin-top:auto;padding-top:20px}.desk-lane-dark .desk-cta{color:var(--gold-soft)}.symbol-card{border:1px solid var(--gold);border-radius:7px;font-size:42px;height:58px;margin-top:61px}.roadmap-section{background:var(--white);padding-top:95px}.roadmap-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line)}.roadmap-grid>div{padding:25px 24px 10px 0;border-right:1px solid var(--line);margin-right:24px}.roadmap-grid>div:last-child{border-right:0;margin-right:0}.roadmap-grid span{font-family:var(--serif);font-style:italic;color:var(--gold);font-size:18px}.roadmap-grid h3{font-family:var(--serif);font-size:25px;font-weight:400;letter-spacing:-.04em;margin:22px 0 9px}.roadmap-grid p{font-size:13px;color:#746d62;line-height:1.45;margin:0}.roadmap-note{margin-top:34px}@media (max-width:1050px){.desk-grid{grid-template-columns:repeat(2,1fr)}.roadmap-grid{grid-template-columns:repeat(2,1fr);row-gap:25px}.roadmap-grid>div:nth-child(2){border-right:0;margin-right:0}}@media (max-width:720px){.desk-grid{grid-template-columns:1fr}.roadmap-section{padding-top:76px}.roadmap-grid{display:block}.roadmap-grid>div{border-right:0;border-bottom:1px solid var(--line);padding:24px 0;margin:0}.roadmap-grid>div:last-child{border-bottom:0}}
.calculator-section{background:#e9e1d5}.calculator-layout{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:16px;align-items:stretch}.calculator-panel{background:var(--ink);color:var(--white);padding:32px;box-shadow:14px 14px 0 #d0c5b5}.calculator-panel-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:25px}.calculator-panel .eyebrow{color:var(--gold-soft);margin:0}.calculator-badge{border:1px solid #5e5547;color:var(--gold-soft);border-radius:999px;padding:7px 10px;font-size:10px;letter-spacing:.12em;text-transform:uppercase}.calculator-controls{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 24px}.range-field{display:block;color:#cfc8bc;font-size:12px}.range-field>span{display:flex;align-items:baseline;justify-content:space-between;gap:14px}.range-field strong{font-size:12px;font-weight:600}.range-field output{color:var(--gold-soft);font-family:var(--serif);font-size:18px;white-space:nowrap}.range-field input{appearance:none;width:100%;height:4px;margin:14px 0 0;background:#4a4640;border-radius:999px;accent-color:var(--gold);cursor:pointer}.range-field input::-webkit-slider-thumb{appearance:none;width:18px;height:18px;border:3px solid var(--ink);border-radius:50%;background:var(--gold-soft);box-shadow:0 0 0 1px var(--gold);cursor:grab}.range-field input::-moz-range-thumb{width:14px;height:14px;border:3px solid var(--ink);border-radius:50%;background:var(--gold-soft);box-shadow:0 0 0 1px var(--gold);cursor:grab}.calculator-results{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin-top:30px}.result-card{min-height:128px;background:#282622;border:1px solid #403c35;padding:15px;display:flex;flex-direction:column}.result-card span{color:#a9a196;font-size:10px;line-height:1.3}.result-card strong{font-family:var(--serif);font-size:24px;font-weight:400;letter-spacing:-.05em;margin:auto 0 5px;color:var(--white)}.result-card small{color:#90897e;font-size:10px;line-height:1.3}.result-card-accent{background:#392f20;border-color:#80643a}.result-card-accent strong{color:var(--gold-soft)}.calculator-callout{border-left:2px solid var(--gold);color:#e3d8c9;font-family:var(--serif);font-size:18px;line-height:1.25;margin-top:22px;padding:4px 0 4px 17px}.calculator-panel>.tiny-note{color:#918b80;line-height:1.45;margin-bottom:0}.calculator-art{min-height:560px;position:relative;overflow:hidden;background:#201c18}.calculator-art img{width:100%;height:100%;display:block;object-fit:cover}.calculator-art:after{content:"";position:absolute;inset:45% 0 0;background:linear-gradient(transparent,rgba(12,11,10,.76))}.calculator-art-note{position:absolute;z-index:2;left:24px;right:24px;bottom:24px;color:var(--white)}.calculator-art-note span{font-family:var(--serif);font-style:italic;color:var(--gold-soft);font-size:20px}.calculator-art-note strong{display:block;font-family:var(--serif);font-size:28px;font-weight:400;margin-top:10px}.calculator-art-note p{color:#d1c7b9;font-size:12px;max-width:220px;margin:8px 0 0}.symbol-car{border:1px solid var(--gold);border-radius:50%;font-size:24px}.business-feature{background:#161615;color:var(--white);display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(34px,7vw,100px);align-items:center}.business-image{overflow:hidden;min-height:480px;background:#201c18}.business-image img{width:100%;height:100%;display:block;object-fit:cover}.business-copy .eyebrow{color:#b6aa98}.business-copy h2{font-size:clamp(45px,5vw,70px)}.business-copy>p:not(.eyebrow){color:#b4aea4;max-width:500px;margin:28px 0}.business-list{list-style:none;padding:0;margin:0 0 30px;border-top:1px solid #4d4941;max-width:500px}.business-list li{border-bottom:1px solid #4d4941;padding:13px 0;color:#d7d0c4;font-size:13px}.business-list span{color:var(--gold);font-family:var(--serif);font-style:italic;font-size:17px;display:inline-block;width:42px}.business-copy .button-primary{background:var(--white);color:var(--ink)}.business-copy .button-primary:hover{background:var(--gold-soft)}
@media (max-width:1050px){.calculator-layout{grid-template-columns:1fr}.calculator-art{min-height:340px}.calculator-results{grid-template-columns:repeat(2,1fr)}.business-feature{grid-template-columns:1fr}.business-image{min-height:360px}}
@media (max-width:720px){.calculator-panel{padding:24px 20px;box-shadow:9px 9px 0 #d0c5b5}.calculator-panel-heading{align-items:flex-start;flex-direction:column;gap:11px}.calculator-controls{grid-template-columns:1fr;gap:17px}.calculator-results{grid-template-columns:repeat(2,1fr);gap:7px}.result-card{min-height:118px;padding:12px}.result-card strong{font-size:21px}.calculator-callout{font-size:16px}.calculator-art{min-height:300px}.business-image{min-height:260px}.business-feature{gap:35px}}
.calculator-totals{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:10px}.calculator-totals>div{border:1px solid #403c35;background:#211f1c;padding:11px 13px;display:flex;align-items:baseline;justify-content:space-between;gap:12px}.calculator-totals span{color:#928a7d;font-size:10px}.calculator-totals strong{font-family:var(--serif);font-size:19px;font-weight:400;color:var(--gold-soft);white-space:nowrap}
@media (max-width:720px){.calculator-totals{grid-template-columns:1fr}.calculator-totals>div{align-items:flex-start;flex-direction:column;gap:5px}}
.range-field input{background:linear-gradient(90deg,var(--gold) 0 var(--range-progress,0%),#4a4640 var(--range-progress,0%) 100%)}
.comparison-bars{border-top:1px solid #403c35;margin-top:19px;padding-top:15px}.comparison-bar{margin-top:10px}.comparison-bar:first-child{margin-top:0}.comparison-bar-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;color:#a9a196;font-size:10px}.comparison-bar-head output{color:var(--gold-soft);font-family:var(--serif);font-size:17px}.comparison-bar-track{height:7px;background:#403c35;border-radius:999px;overflow:hidden;margin-top:7px}.comparison-bar-fill{height:100%;width:0;background:var(--gold);border-radius:inherit;transition:width .3s ease,background .3s ease}.comparison-bar-fill.is-alert{background:#b96f5a}.comparison-bar-note{color:#90897e;font-size:10px;line-height:1.4;margin:12px 0 0}
.calculator-actions{display:flex;align-items:center;gap:8px;flex-wrap:wrap;justify-content:flex-end}.calculator-reset,.calculator-share{border:1px solid #5e5547;background:transparent;color:#c9b998;border-radius:999px;padding:7px 10px;font:700 10px var(--sans);letter-spacing:.08em;text-transform:uppercase;cursor:pointer;transition:border-color .2s,color .2s,background .2s}.calculator-reset:hover,.calculator-reset:focus-visible,.calculator-share:hover,.calculator-share:focus-visible{border-color:var(--gold);color:var(--white);background:#2d2923}
.hero-art picture{display:block;position:absolute;inset:0}.calculator-art picture,.business-image picture{display:block;width:100%;height:100%}
/* Process feature art */
.process-feature{display:grid;grid-template-columns:1.2fr .8fr;gap:14px;align-items:stretch;margin:0 0 54px}.process-feature-art{min-height:310px;overflow:hidden;background:#171615}.process-feature-art img{display:block;width:100%;height:100%;object-fit:cover;filter:saturate(.82)}.process-feature-copy{background:var(--ink);color:var(--white);padding:38px;display:flex;flex-direction:column;justify-content:flex-end}.process-feature-copy .eyebrow{color:var(--gold-soft)}.process-feature-copy h3{font-family:var(--serif);font-size:clamp(31px,3vw,47px);font-weight:400;line-height:1.02;letter-spacing:-.05em;margin:0 0 18px}.process-feature-copy p:not(.eyebrow){color:#beb8ad;max-width:390px;font-size:14px;margin:0}
@media (max-width:720px){.process-feature{display:block;margin-bottom:36px}.process-feature-art{min-height:240px}.process-feature-copy{padding:28px 24px 30px}.process-feature-copy h3{font-size:34px}}
.compound-insight{border-top:1px solid #403c35;margin-top:18px;padding-top:16px}.compound-insight-heading{display:flex;align-items:baseline;justify-content:space-between;gap:18px}.compound-insight-heading .eyebrow{color:var(--gold-soft);margin:0;font-size:9px}.compound-insight-heading strong{color:#e5ddd1;font-family:var(--serif);font-size:18px;font-weight:400}.compound-insight-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:7px;margin-top:14px}.compound-insight-grid>div{background:#211f1c;border:1px solid #403c35;padding:11px 12px;min-height:76px;display:flex;flex-direction:column}.compound-insight-grid span{color:#928a7d;font-size:9px;line-height:1.25}.compound-insight-grid strong{color:var(--gold-soft);font-family:var(--serif);font-size:19px;font-weight:400;margin:auto 0 3px}.compound-insight-grid small{color:#90897e;font-size:9px;line-height:1.25}.compound-insight-copy{color:#aaa298;font-size:10px;line-height:1.45;margin:12px 0 0;max-width:650px}
@media (max-width:720px){.compound-insight-heading{display:block}.compound-insight-heading strong{display:block;margin-top:6px;font-size:17px}.compound-insight-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.utilization-section{background:#e9e1d5}.utilization-layout{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(300px,.85fr);gap:16px;align-items:stretch}.utilization-panel{min-height:540px}.utilization-panel .calculator-panel-heading{margin-bottom:32px}.utilization-panel .calculator-controls{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:12px}.utilization-results{margin-top:30px;border-top:1px solid #403c35;padding-top:18px}.utilization-meter{height:11px;background:#403c35;border-radius:999px;overflow:hidden;margin:14px 0 8px}.utilization-meter-fill{display:block;height:100%;width:2%;background:var(--gold);border-radius:inherit;transition:width .3s ease,background .3s ease}.utilization-meter-fill.is-alert{background:#b96f5a}.utilization-meter-scale{display:flex;justify-content:space-between;color:#90897e;font-size:9px}.utilization-summary{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin-top:20px}.utilization-summary>div{background:#211f1c;border:1px solid #403c35;padding:13px;min-height:92px;display:flex;flex-direction:column}.utilization-summary span{color:#928a7d;font-size:9px;line-height:1.3}.utilization-summary strong{color:var(--gold-soft);font-family:var(--serif);font-size:23px;font-weight:400;margin:auto 0 0}.utilization-status{color:#e5ddd1;font-family:var(--serif);font-size:20px;margin:20px 0 6px}.utilization-copy{color:#aaa298;font-size:11px;line-height:1.5;max-width:660px;margin:0}.utilization-reset{margin-top:18px}.utilization-art{min-height:540px}
@media (max-width:1050px){.utilization-layout{grid-template-columns:1fr}.utilization-art{min-height:340px}}
@media (max-width:720px){.utilization-panel{min-height:0}.utilization-panel .calculator-controls{grid-template-columns:1fr}.utilization-summary{grid-template-columns:1fr 1fr}.utilization-summary>div:last-child{grid-column:1/-1}.utilization-art{min-height:300px}.utilization-status{font-size:18px}}

/* Roadmap editorial feature */
.roadmap-layout{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:16px;align-items:stretch}.roadmap-grid{height:100%;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.roadmap-grid>div:nth-child(2){border-right:0;margin-right:0}.roadmap-grid>div:nth-child(n+3){border-top:1px solid var(--line)}.roadmap-art{min-height:410px;position:relative;overflow:hidden;background:#201c18}.roadmap-art picture{display:block;width:100%;height:100%}.roadmap-art img{display:block;width:100%;height:100%;object-fit:cover}.roadmap-art:after{content:"";position:absolute;inset:42% 0 0;background:linear-gradient(transparent,rgba(10,9,8,.78))}.roadmap-art-note{position:absolute;z-index:2;left:24px;right:24px;bottom:22px;color:var(--white)}.roadmap-art-note span{font-family:var(--serif);font-style:italic;color:var(--gold-soft);font-size:20px}.roadmap-art-note strong{display:block;font-family:var(--serif);font-size:26px;font-weight:400;line-height:1.05;margin-top:8px}.roadmap-art-note p{color:#d1c7b9;font-size:11px;line-height:1.4;max-width:245px;margin:8px 0 0}.roadmap-note{max-width:760px}
@media (max-width:1050px){.roadmap-layout{grid-template-columns:1fr}.roadmap-art{min-height:330px}.roadmap-grid{min-height:410px}}
@media (max-width:720px){.roadmap-layout{display:flex;flex-direction:column}.roadmap-grid{display:block;min-height:0}.roadmap-grid>div,.roadmap-grid>div:nth-child(n+3){border-top:0;border-bottom:1px solid var(--line)}.roadmap-grid>div:last-child{border-bottom:0}.roadmap-art{min-height:300px;order:-1}.roadmap-note{margin-top:28px}}

/* Twelve-payment lens for the borrowing comparison */
.compound-year-lens{border-top:1px solid #403c35;margin-top:18px;padding-top:16px}.compound-year-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:7px;margin-top:14px}.compound-year-grid>div{background:#211f1c;border:1px solid #403c35;padding:11px 12px;min-height:76px;display:flex;flex-direction:column}.compound-year-grid span{color:#928a7d;font-size:9px;line-height:1.25}.compound-year-grid strong{color:var(--gold-soft);font-family:var(--serif);font-size:19px;font-weight:400;margin:auto 0 3px}.compound-year-grid small{color:#90897e;font-size:9px;line-height:1.25}
.compound-static-note{color:#aaa298;font-size:11px;line-height:1.5;max-width:660px;margin:14px 0 0}
.range-field-budget{grid-column:1/-1;border-top:1px solid #403c35;padding-top:18px}
.budget-checkpoint{position:relative}
.budget-checkpoint strong{color:var(--gold-soft)}
.budget-checkpoint small{display:block;color:#928a7d;font-size:10px;line-height:1.3;margin-top:5px}
.calculator-explore{color:#756d61;font-size:12px;margin:-36px 0 28px}
.calculator-explore .text-link{margin-left:5px}
.tool-search{display:flex;align-items:center;gap:14px;max-width:760px;margin:0 0 15px;padding:12px 14px;border:1px solid var(--line);background:rgba(255,255,255,.66)}.tool-search label{color:#6f685d;font-size:10px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;white-space:nowrap}.tool-search input{min-width:0;flex:1;border:0;border-bottom:1px solid #bcb3a5;background:transparent;color:var(--ink);font:16px var(--serif);padding:5px 0;outline:0}.tool-search input::placeholder{color:#9a9184}.tool-search input:focus{border-bottom-color:var(--ink)}
.fee-guardrail{display:grid;grid-template-columns:auto minmax(0,1fr) minmax(0,1.5fr);align-items:baseline;gap:12px;margin-top:10px;padding:12px 14px;border:1px solid #80643a;background:#30291f;color:#d8c8ad}.fee-guardrail .eyebrow{color:var(--gold-soft);margin:0;font-size:9px;white-space:nowrap}.fee-guardrail strong{color:var(--gold-soft);font-family:var(--serif);font-size:20px;font-weight:400;white-space:nowrap}.fee-guardrail small{color:#aaa298;font-size:10px;line-height:1.35}@media (max-width:720px){.fee-guardrail{grid-template-columns:1fr 1fr;gap:6px 12px}.fee-guardrail .eyebrow{grid-column:1/-1}.fee-guardrail small{grid-column:1/-1}}

/* Image-led goal lanes: make the first decision point as visual as the offer grid. */
.desk-lane-art{display:block;height:92px;margin:-22px -22px 20px;overflow:hidden;background:#201c18}
.desk-lane-art img{display:block;width:100%;height:100%;object-fit:cover;filter:saturate(.78);transition:transform .45s ease}
.filter-empty-state{margin:18px 0 24px;padding:18px 20px;border:1px solid var(--line);background:rgba(255,255,255,.56);color:#6f685d;font-size:13px}.filter-empty-state[hidden]{display:none}.filter-empty-state button{border:0;border-bottom:1px solid var(--gold);background:transparent;color:var(--ink);font:700 13px var(--sans);padding:0;cursor:pointer}.filter-empty-state button:hover,.filter-empty-state button:focus-visible{color:var(--gold);border-bottom-color:var(--ink)}
.desk-lane:hover .desk-lane-art img{transform:scale(1.045)}
@media (max-width:720px){.desk-lane-art{height:128px}}
@media (min-width:1051px) and (max-width:1180px){.desk-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (min-width:1181px){.desk-grid{grid-template-columns:repeat(5,minmax(0,1fr))}}